When trading in bonds, accretion is the capital gain expected when a bond is bought at a discount to its par value, given that it is expected to mature at par.Accretion can be thought of as the antonym of amortization: see here also, Accreting swap vs Amortising swap. By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy. Antonyms for Premium (opposite of Premium). Decoupling Capacitor Loop Length vs Loop Area. The industry finances about $40 billion in premium finance per year (way back in 2003). Since you are looking for the opposite of that preference, I would say disfavor. redditor for just now. SINCE 1828. A leading-edge research firm focused on digital transformation. Term for an importance level between “Medium” and “High”? Disfavor would seem to be a decent suggestion here. rev 2021.1.18.38333, The best answers are voted up and rise to the top, English Language & Usage Stack Exchange works best with JavaScript enabled, Start here for a quick overview of the site, Detailed answers to any questions you might have, Discuss the workings and policies of this site, Learn more about Stack Overflow the company, Learn more about hiring developers or posting ads with us, In this context, wouldn't the opposite of a. Peter Shor is right. Inferior, poor, low. I think that premium in this sense is referring to a preference or demand. Single Word Request: Relationship based on context. What do you call a usury agreement that doesn't involve a loan. And, lastly, distrust. SINCE 1828. The bank loan is later repaid either through cash value appreciation or death benefit proceeds. See salaries, compare reviews, easily apply, and get hired. Synonyms: bankroll, capitalize, endow… Antonyms: defund, defund, disendow… Find the right word. Days after revealing her engagement to Sergio Carrallo, Caroline Stanbury is opening up about her upcoming wedding. Loss Constant: An amount added to an insurance policy with a low premium designed to cover higher-than-expected loss experiences. As the comments note, an appropriate antonym is "discount": premium — additional sum: a sum of money paid in addition to a normal wage, rate, price, or other amount, discount — reduction in price: a reduction in the usual price of something. Antonyms for Premier (opposite of Premier). Another word for finance. The recent IPO rallied despite some analysts calling for the opposite. National and regional premium finance companies, in terms of sources of business, are not community based. CONTENTS. The typical premium finance company retains 20% … Kindle Edition. The costs of forming and running a premium finance company include interest expense (i.e. 11 different types of pricing 1) Premium pricing . Finance: to provide money for. remember me reset password. 4.5 out of 5 stars 325. Likewise, bias is another useful term. When Premium Financing Goes Wrong. (The only caveat is that bias can mean both for and against.) What is the current school of thought concerning accuracy of numeric conversions of measurements? “One night we decided to invite a couple of close friends over, for an evening of very, Opposite of bearing good value, worth or reliability, “I will tell you in good faith, Sir, that this is a, Opposite of of the very best of its class, Opposite of superseding others in importance or status, “His punches were weak and slow, and I can claim with confidence that he was the, “Being extremely uncoordinated, he was by far the, “The validating sounds of the sloshing water caused me to throw the, Opposite of noteworthy historically, or among one's peers, Opposite of something given as a reward, prize, or incentive, Opposite of a sum added to an ordinary price or charge, “The restaurant kindly offered us a ten percent, Opposite of a reward to the winner of a competition or in recognition of an outstanding achievement, Opposite of a sum as a percentage of sales paid to an agent in a commercial transaction, “Dolphins have been documented rescuing humans and acting as our allies, yet they expect, “The person likely doesn't know that their gift was a, Opposite of the cost incurred in the purchase of something, Opposite of an advantage or profit gained from something, “Receiving a large amount of junk mail is a, Opposite of a medal or award conferred as an honour, Opposite of something that motivates or encourages, “The high level of car usage, and the fact the number of large trucks has never been greater, also act as a, Opposite of something, typically money, awarded in exchange for goods or services. There are over 2,854 premium finance careers waiting for you to apply! We work with several premium financing companies to find the best rates & payment terms to assist our clients. What is the opposite of Premier? Why are good absorbers also good emitters? Forward premium is when the forward exchange rate is higher than the spot exchange rate. The phrase "at a premium" is used in both factual and opinion statements. Investors are discriminating against bonds in favor of equities. It is a type of pricing which involves establishing a price higher than your competitors to achieve a premium positioning.You can use this kind of pricing when your product or service presents some unique features or core advantages, or when the company has a unique competitive advantage compared to its rivals. That is about $156 Million dollars per working day. The loss … A word or phrase for a non-military attack on a country's home soil, A term for words that change pronunciation with part of speech. This is when a premium financing company can help. Do the benefits of the Slasher Feat work against swarms? What is the best word to fill in the blank here? Welcome to Reddit, the front page of the internet. Using this example - I paid $16.00 for 16 copper coins at one ounce each. New User. Thanks for contributing an answer to English Language & Usage Stack Exchange! For example, the finance company may have an interest rate of 12%. Find another word for finance. ... At that level, he noted, the stock trades at a 35% to 200% premium to the highest multiples achieved by a group of peers. We could therefore also refer to this puzzle as the "bond __ puzzle"? Premium financing is the lending of funds to a person or company to cover the cost of an insurance premium.Premium finance loans are often provided by a third party finance entity known as a premium financing company; however insurance companies and insurance brokerages occasionally provide premium financing services through premium finance platforms. Full list of antonyms for Premium is here. What is the opposite of Premium? Opposite_Finance_274 1 post karma 0 comment karma send a private message. Why did flying boats in the '30s and '40s have a longer range than land based aircraft? What's a word that means does not belong, and doesn't matter at the same time? Antonyms for premiums include disadvantages, downsides, drawbacks, problems, detriments, impediments, inconveniences, liabilities, negatives and shortcomings. Synonyms: accolade, award, blue ribbon… Find the right word. get reddit premium. Since most contracts are 9-month or 10-month contracts, the ongoing mechanics of the equation “current receivables = previous receivables + new business – payments received +/- adjustments “translates into: Receivables = 40% of Production or the converse, R… Opposite of the cost incurred in the purchase of something. Investors are contemptuous of bonds and it is puzzling. Premium finance is a strategy where financial institutions pay all or part of an insurance premium to help fund a high value life insurance policy where the cost of the premium adversely affects cash flow of the business or individual. 10 synonyms of finance from the Merriam-Webster Thesaurus, plus 44 related words, definitions, and antonyms. Stack Exchange network consists of 176 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. In context, you are saying that investors don't inherently trust bonds despite their performance advantage. However, due to the short-term nature of the loans, “receivables” do not equal “production”. To what extent is the students' perspective on the lecturer credible? New premium finance careers are added daily on SimplyHired.com. get them help and support. What should I do? What is a "Major Component Failure" referred to in news reports about the unsuccessful Space Launch System core stage test firing? Photochemical reduction of benzophenone: why inverted flask? The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart About Money Ron Lieber. Opposite of a gift. In finance, opposite of premium is discount. Find more ways to say premium, along with related words, antonyms and example phrases at Thesaurus.com, the world's most trusted free thesaurus. Premium finance companies are usually compared based upon the amount of accounts receivable that they own. In finance, the term accretion refers to a positive change in value following a transaction; it is applied in several contexts.. Since you are looking for the opposite of that preference, I would say disfavor. Get an ad-free experience with special benefits, and directly support Reddit. And premium finance companies can “hide” this fee by simply allowing the agent to increase your interest rate. More specifically, in economics and finance for example, there is the "equity premium puzzle" (Wikipedia). Additionally, derision could be applied. Another word for premium. Where is the antenna in this remote control board? Find exercises to learn the Opposites or Antonyms word bank. This is the puzzle of why equities seem to enjoy a "premium" relative to (government) bonds. Personal Finance I used to think extreme frugality would help me build wealth but it did the opposite, so I made 2 changes to my budget and now I'm saving more than ever I think that premium in this sense is referring to a preference or demand. What does the ^ character mean in sequences like ^X^I? This additional interest is simply paid to the agent. TROPHY CASE. site design / logo © 2021 Stack Exchange Inc; user contributions licensed under cc by-sa. Good Subscriber Account active since Free subscriber-exclusive audiobook! For premium products, some companies think they should offer endless choice, but just the opposite is true. Science fiction book about an advanced, underground civilization with no crime. Opposite of a medal or award conferred as an honour. If a jet engine is bolted to the equator, does the Earth speed up? English Language & Usage Stack Exchange is a question and answer site for linguists, etymologists, and serious English language enthusiasts. The value in copper in this case $12.87 with there being 453 grams in a pound. Premium finance companies can lend at rates typically less than those of standard commercial banks, while allowing insureds to use the asset … A note of explanation is probably required here. Your agent may “tack on” an additional 2-3% above that, making your final interest rate 14-15%. Independence result where probabilistic intuition predicts the wrong answer? The key difference between share capital and share premium is that while share capital is the equity generated through the issue of shares at face value, share premium is the value received for shares that exceed the face value. ... radio show, and premium investing services. Is it safe to keep uranium ore in my house? Once the policy generates enough surplus cash value in … The company is the opposite of a reopening play. 23 synonyms of premium from the Merriam-Webster Thesaurus, plus 38 related words, definitions, and antonyms. What are opposite words of Premium? Opposite of … 19 Premium antonyms. Word for answering the question you wish had been asked not the one asked? Copper is trading at $3.60/lb and there is 16 oz in a pound, therefore because I paid $16 for one pound of copper i paid a PREMIUM for the coins" The opposite of this maybe "I bought 500 copper pennies for $6.00 @ 3.24 grams a coin." It is borrowing money from a third party to pay the policy premiums. What is the correct word to refer to a company's home area? I can think of only "dispremium" but I don't think that's a proper word. Why do jet engine igniters require huge voltages? Johnson, Kendall, & Johnson Inc. is constantly looking to provide our clients with the best possible service. Forward premium or discount is normally expressed as annualized percentage of the difference. Asking for help, clarification, or responding to other answers. In a takeover, the target stock is often acquired at a premium to market value - this is a factual usage of the phrase. Share Capital and Share Premium are major components of equity. Forward discount is the opposite of forward premium, it when the forward exchange rate is lower than the spot exchange rate. Opposite of a payment or reward. Likewise, bias is another useful term. Like any financial transaction, a premium financing loan has the potential to go terribly wrong. Plant that transforms into a conscious animal. Some other terms like discrimination could be elected, too. cost to borrow the money), day-to-day administration and overhead, licensing and … Coinbase's IPO is poised to be a huge hit, but will also carry a great deal of controversy for both regulatory and reputational reasons. Making statements based on opinion; back them up with references or personal experience. (The only caveat is that bias can mean both for and against.). I'm not seeing 'tightly coupled code' as one of the drawbacks of a monolithic application architecture. login. To subscribe to this RSS feed, copy and paste this URL into your RSS reader. It only takes a minute to sign up. Find more ways to say finance, along with related words, antonyms and example phrases at Thesaurus.com, the world's most trusted free thesaurus. My previous university email account got hacked and spam messages were sent to many people. Opposite of an advantage or profit gained from something. Premium: something given in recognition of achievement. To learn more, see our tips on writing great answers. Opposite of something given to someone. What is premium financing for life insurance? This means that taking premium finance loans may be a negative asset protection move for affluent individuals and business owners because it subjects other valuable assets to liability to pay the loan. Some other terms like discrimination could be elected, too. Find another word for premium. The low-stress way to find your next premium finance job opportunity is on SimplyHired. Investors are discriminating against bonds in favor of equities. Get Information about formation of opposite with prefix ‘non’, ‘mis’ and ‘dis’ in English Grammar. 2,854 premium finance jobs available. Your RSS reader, liabilities, negatives and shortcomings only `` dispremium '' but i do n't think 's... ^ character mean in sequences like ^X^I seeing 'tightly coupled code ' as one of the difference and this. Cc by-sa could be elected, too range than land based aircraft %! Best rates & payment terms to assist our clients term for an importance level “... Terms of service, privacy policy and cookie policy, detriments, impediments, inconveniences, liabilities negatives. Of pricing 1 ) premium pricing case $ 12.87 with there being 453 grams in a pound paste URL! What do you call a usury agreement that does n't matter at the same time '30s and '40s a... 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Did flying boats in the '30s and '40s have a longer range than land based?... Matter at the same time “ Medium ” and “ High ” on. This puzzle as the `` equity premium puzzle '' ( Wikipedia ), the accretion! Choice, but just the opposite of a monolithic application architecture that preference, i would disfavor., downsides, drawbacks, problems, detriments, impediments, inconveniences liabilities!, inconveniences, liabilities, negatives and shortcomings a word that means does not,. My previous university email account got hacked and spam messages were sent to many.! Agree to our terms of sources of business, are not community based terribly! One ounce each Earth speed up amount of accounts receivable that they own discriminating against in...