If you don't make the minimum credit card repayment by the due date, you'll incur a late charge, which could affect your credit score. All card transactions effected in currencies other than Hong Kong dollars will be debited to the card account after conversion into Hong Kong dollars at a rate of exchange determined by reference to the exchange rate adopted by Visa/MasterCard/JCB International on the date of conversion, plus an additional percentage levied by the Bank and any transaction fee(s) charged by Visa/MasterCard/JCB International to the Bank, if applicable, which fees may be shared with the Bank. You may pay more if you wish (any amount above your minimum payment requirement) as long as payment is made within the specified payment due date. HSBC CASHBACK CREDIT CARD TERMS AND CONDITIONS • The HSBC Personal Banking General Terms and Conditions (UAE) and the HSBC Credit Card Agreement Terms (UAE) and any separate terms and conditions, application literature, rates, fees and charges (including but not limited to charges for overseas transactions, as set out in the HSBC Schedule of Services and Tariffs as amended from time … Submit documents for Cash Instalment Plan, Explore Financial Planning & Wealth Management, Instant RewardCash redemption at merchants, And your nearest Express Banking location, Careers, media, investor and corporate information. HSBC BANK GOLD MASTERCARD). (Please quote your card account number on all correspondence)  Payment due date is the last day your payment can be received to avoid additional finance charges or late payment charges Cash advance is money you can withdraw with your credit card. Calculation of interest applicable for cash advances, when the Minimum payment is made Customer pays the Minimum Payment Due (Rs7,416.00- 4% from the outstanding balance as at 01 October) on the due date (22 October) as stated above. List the Beneficiary’s name as “HSBC Credit Card No. Under ‘My accounts’, choose the credit card you want to pay. If your card is lost or stolen, please report immediately by calling our HSBC Customer Service Hotline on (852) 2233 3000 or inform the nearest branch of HSBC. Enter the payment amount and confirm if you want to make the payment now or at a later date. Paytm's fast and easy Credit Card Bill Payment allows you to make speedy HSBC Bank credit card bill payment from anywhere and at any time of the day. See our help and support pages for guidance and to find out what you can do through online and mobile banking. All rights reserved, Information about your credit card statement, Send a cheque together with the payment stub to our Card Centre, PO Box no. + A 'Cash Payment Charge' of Rs.100, or any other sum as may be decided from time to time, will be levied for HSBC Credit Card bill payments made in cash at HSBC branches & drop boxes. 1. Hand into your nearest HSBC branch or post to: HSBC BANK PLC What happens next? The process is very simple and consists of many more options including NEFT and RTGS. If you have paid the company before, then you will be able to find the company in ‘move money’ under ‘my payees’, 2. Calls may be monitored for training purposes. for HSBC Platinum Qantas Credit Card, 21.99% p.a. By law, your credit card payment due date must fall on the same calendar day each month. for HSBC Platinum Credit Card and 25.99% p.a. for HSBC Premier World Mastercard, 21.99% p.a. £ If the minimum payment due is more than the fixed amount, we will collect the minimum payment. Please ensure the new bank details are correct. Enter the payment amount and confirm if you want to make the payment now or at a later date. Your Direct Debit will be returned by your bank. * Select Bank Account * Note: Payment will be credited to your card account within 3 working days : Your transaction is processed through a secure 128 bit https internet connection based on secure socket layer technology. There are some other fees and charges, such as annual fee, card replacement fee, statement duplication fee, etc., which may apply. To make a one-off payment through phone banking please view your contact options on our phone banking page. If a statement balance is not paid in full then interest will incur at the rate indicated on your monthly statement. Lv 7. If you choose to make an additional payment before the Direct Debit is collected, then your fixed Direct Debit payment will still be made, unless this amount takes your account into credit. For some companies, this could be a different reference number you received separately or your account number. If your Direct Debit is due in the next three working days it will still be collected. Payment history ("Posting date") and the credit card "Balance" will be updated by the following working day. This is HSBC’s initiative to ensure you receive your statements in the most convenient, secure, and eco-friendly way possible. The Direct Debit does not leave the account until the due date and will show as 'pending' for this 3-day period. If you send your Direct Debit mandate through the post it will take up to 10 working days to process after we've received it. So when will my cards be enabled with these … You need a personal identification number (PIN) to use an ATM. HSBC Premier Hotline: (852) 2233 3322  Promotional rate Purchases and Balance Transfers (full details are set out in your Terms and Conditions). Confirm the request and make the payment instantly; The amount will be credited to the account and a confirmation message will be sent to the cardholder through email and SMS; HSBC Credit Card Bill Payment through Mobile Banking. Your Direct Debit will be effective from the date of your next statement, provided that your payment date is not within the next three days. You just need to enter card details once and set date on which money to get auto-debited from your HSBC account. Enter your 16 digit card number as the ‘Company reference’. Bringing … If COVID-19 has affected your finances and you're worried about making payments on your HSBC Credit Card, a payment holiday may help. For queries, please call HSBC Customer Service Hotline on (852) 2233 3000. HSBC netbanking users can utilize HSBC mobile banking for credit card bill payment online. call customer service.no. How to enrol Enroll in HSBC’s AutoCharge today and you can begin paying your utility bills the fast, convenient way. Payments made towards the Credit Card outstanding will first be settled in the order minimum payment due, first by the following 'plans' i.e. In this case, the Direct Debit won’t be claimed, to make sure the account doesn’t go into credit. You will then receive confirmation via post or 'My messages' in your online banking to detail that your Direct Debit instruction has been successful. Follow the below instructions on how to make a one-off payment through the HSBC UK Mobile Banking app. Gone are the days when you had to worry about forgetting the due date and late fee for HSBC Bank credit card bill payment. For Credit Card agreements made on or after 23 March 2011: interest, default charges and any payment protection insurance premium plus 1% of the principal, or 2.5% of the balance or £5 whichever is higher, or if less than £5, your statement balance. You may also be contacted by HSBC. If your credit card original statement generation date is in the period of 31 December 2020 to 4 January 2021 inclusive, the statement will be generated on 4 January 2021 and include the transactions made until statement generation date. Print this page; Share this page. For a Hong Kong dollar (HKD) credit card, this is the current due (subject to a minimum amount), plus the overdue or overlimit due whichever is greater. 3. For instance, your credit card payment might be due on the 5th of each month, rather than falling on the 5th one month, the 4th another month, and the 2nd the next month. Returned payments can incur charges. In these circumstances, the Direct Debit would be adjusted to ensure the account does not go into credit. You can make payments on your HSBC Advantage Credit Card free of charge at all HSBC Bank Branches and HSBC Bank ATMs as well as through HSBC Bank Telephone Banking 0850 211 0 111 and HSBC Bank Retail Internet Banking www.hsbc.com.tr. You can find all the options on how to pay back your HSBC Credit Card here. this is the dat that the billing must be paid by. The Hongkong and Shanghai Banking Corporation Limited  2002-2021. If this is your first time, select ‘new payee’. I received your notification about contactless payment function. Please write your card account number on the back of the cheque. If approved, you'll be able to postpone up to 3 months of payments, including the minimum payment on your credit card. All HSBC Credit Cards are available with All HSBC Credit Cards are available with Apple Pay®, Google Pay TM, and Samsung Pay TM. Facebook; Email; Twitter; HSBC Premier MasterCard; HSBC Visa Signature; HSBC Visa Platinum; HSBC Platinum Cash Back; HSBC Gold; Credit Card Comparison; HSBC Premier MasterCard Recognized and welcomed at over 24 million merchants around the world, your Premier MasterCard is the one single platform for all HSBC Premier privileges. Payments made up to 5:30 pm on due dates will be credited to the Cardholders' credit card account as a same day payment. No need to remember due date every month. and then ask her what your due date is. Interbank GIRO (debited from non-HSBC) On/after credit card account's due date: Standing instructions (debiting from an HSBC account) On/after credit card account's due date: When will my payment be credited? If you are overseas, call any Visa, MasterCard or JCB member bank. Choose to view more information, then select the ‘Cancel’ button If you are not registered for online banking: Complete and submit the Direct Debit eForm or call us on 03457 404 404 and we’ll be happy to cancel. Instant HSBC Bank Credit Card Payment at Paytm. Our website doesn't support your browser so please upgrade. You will normally use the 'Pay Company' option, or something similar. For HSBC Pulse UnionPay Dual Currency Diamond Credit Card, HSBC UnionPay Dual Currency Credit Card, HSBC Gold MasterCard and HSBC MasterCard, contactless payment function will be enabled from 30 June 2019 onwards. Set up a Direct Debit from your non-HSBC account: Complete, sign and submit our electronic Direct Debit Mandate. Confirm the request and make the payment instantly; The amount will be credited to the account and a confirmation message will be sent to the cardholder through email and SMS; HSBC Credit Card Bill Payment through Mobile Banking. It may take up to 7 working days for replacement card arrangement. HSBC Credit Card Terms and conditions HSB–RFB1297–MCP48516.indd 1 28/06/2018 13:43 . You must pay at least the minimum payment due on or before the payment due date(s) as shown on the statement. Your money is normally credited to your account immediately, subject to our standard checks. In case you don’t have a bank account of the credit card your hold, you can pay your credit card bills by logging into your bank’s online payment portal using your unique net banking id and password and transfer the due amount. Listed below are the benefits of email statements sent by HSBC for its credit card customers: Standard rates and charges The standard rates and charges that apply are set out on the reverse of the cover letter enclosing your card. 5,000 on 21 July 2020 and then proceeds not to use the card till the next statement generation date, 6 August 2020. The statement date usually falls on the same day each month, and all of your posted transactions from the last statement date to the end of the next statement date will reflect on this statement. Under ‘My accounts’, choose the credit card you want to pay. Complete and submit the Direct Debit e-form. Last month balance: The statement balance of your last credit card statement. COVENTRY . Make a payment towards your HSBC Credit Card account via National Electronic Fund Transfer (NEFT), mentioning the complete 16 digit HSBC Credit Card number. The minimum payment due date is changed to 13 January 2020. Credit Cards. All rights reserved. HSBC offers several credit card products, including HSBC MasterCard, Orchard Bank MasterCard, GM card and Ecosmart Card. Purchases and standard rate Balance Transfers. Loans, mortgages, savings, investments and credit cards. Statement balance option Make HSBC Credit Card Bill Payment by NEFT: You can pay your HSBC credit card bill using the National Electronic Funds Transfer. In the meantime you can make a one off payment to your HSBC Credit Card. 0 1. Alternatively, you can print off and complete the Direct Debit mandate and hand it into your nearest HSBC Branch or post to: Due to the coronavirus (COVID-19) Direct Debits can now take up to 4-6 weeks to process. Login to your Internet banking account of any bank and initiate a funds transfer to your credit card account. Re - Enter HSBC Credit Card No. You will not be charged with Late Payment … After making payment submit your request. For details, please refer to the Bank's Bank tariff guide for HSBC Retail Banking and Wealth Management Customers available at our branches in Hong Kong, or visit www.hsbc.com.hk. * E-mail ID : Mobile Number : Payment Amount (Rs.) Additionally, late payment fee and HSBC credit card interest rate will become applicable. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate (currently 21.99% p.a. * Select Bank Account * Note: Payment will be credited to your card account within 3 working days : Your transaction is processed through a secure 128 bit https internet connection based on secure socket layer technology. "Posting date" of payments made during bank holidays or weekends, will appear as the following working day. Thanks to the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act, your credit card bill is due on the same date every month. All HSBC cards offer the convenient option of online payment. for HSBC Low Rate Credit Card as at 4 December 2019). Now from the credit Card section select payment to tab and enter the amount you wanted to pay like the total due or the minimum amount due. Select ‘Direct Debits’ from the options provided, 5. Fax: (852) 2725 7280  So, if your bill is due on January 5th, it will also be due February 5th, March 5th, April 5th, and so on. New statement Minimum due date 24 August If the Minimum due mentioned on 3 August is paid before the due date i.e 24 August, the card will be reactivated. Address: Customer Service Section, Card Centre, 8/F, Tower 2 & 3, HSBC Centre, 1 Sham Mong Road, Kowloon, Hong Kong. WEST MIDLANDS Please note that any additional payment made within 3 working days of your Direct Debit date will not affect your direct debit amount as the request will already have been sent to your bank. Additionally, we will allocate your payment to the outstanding balance in the following order: The way in which payments are allocated can make a significant difference to the amount of interest you will pay until the balance is cleared completely. In order to provide convenience to their customers, HSBC offers following 13 options to make credit card bill payment. Source(s): https://shrink.im/a9Qkl. Or print off and complete the Direct Debit mandate (PDF). We use cookies to give you the best possible experience on our website. If you send the Direct Debit instruction via the eForm it will take 24 hours to process. Follow HSBC UK on Facebook This link will open in a new window, Follow HSBC UK on Twitter This link will open in a new window, Follow HSBC UK on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, View our service status to see how we're doing, Careers, media, investor and corporate information. Log-on to your Online Banking through your mobile browser, desktop or tablet. If you wish to change your contact information, please visit www.hsbc.com.hk to update the information. Talk to us directly through our chat channels. For your protection, please check your statement against copies of your sales slips, and refer any queries on billings within 60 days of the statement date. Your credit card balance will be updated the next working day. Select the current account that the Direct Debit is set up on, 4. Generate a 6 digit transaction code through the HSBC UK Mobile Banking app through the on-screen instructions. 2 How much does it cost to borrow? 8 years ago. By having an eStatement, you will enjoy the following benefits: Get your statements on time via email and online banking so you won’t miss out on your credit card payment due dates and bank account’s latest balances. HSBC netbanking users can utilize HSBC mobile banking for credit card bill payment online. If the minimum payment due is more than the fixed amount, we will collect the minimum payment. Follow the below instructions on how to make a one-off payment through the HSBC UK Mobile Banking app. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. 3. It depends on the type of Direct Debit you have set up, and when you are looking to make the additional payment. This money cannot be recalled. If you cancel the Direct Debit via the eForm it will take 24 hours to process. If your statement date falls on a weekend, it will then be generated on the last working day before the weekend. Do not send cash or post-dated cheque. If you cancel a Direct Debit via online banking this occurs immediately. If you are registered for online banking: 2. We're here to help. Partial Payment is made – Suppose the cardholder pays off Rs. 3 As long as your payment is made by the Payment Due Date, is not returned unpaid by your bank and payment is at least your Minimum Payment Due, under the terms of your HSBC Credit Card Agreement and Disclosure Statement. The date of going out of payment suppression depends on your statement date … If you choose to make an additional payment before the Direct Debit is collected, then your fixed Direct Debit payment will still be made, unless this amount takes your account into credit. Locate the Direct Debit for your HSBC Credit Card. In these circumstances, the Direct Debit would be adjusted to ensure the account does not go into credit. Your Bank will help you if you're not sure how to send the payment. After the Direct Debit has been processed, it will be effective from the date of your next statement. https://www.bankbazaar.com/credit-card/credit-card-billing-cycle.html By continuing to browse this site, you give consent for cookies to be used. Minimum payment option Re - Enter HSBC Credit Card No. Enter the payment amount, and confirm when you would like to make the payment. HSBC Group  |   © Copyright HSBC Group 2002-2021. HSBC Credit Cards. Three Ways to Figure Out Your Credit Card Due Date . Tricia. followed by your 16-digit credit card number”. CV3 9FP. In these circumstances, the Direct Debit would be adjusted to ensure the account does not go into credit. 7 Will I be charged with Late payment fees? Follow the below instructions on how to make a one-off payment through Online Banking. Interest calculation table The minimum payment is 5% of the outstanding balance or RM50, whichever is higher. Updating of available credit and interest calculations dependent on international payment processing times in the country/region of origin. You can also use Direct Debit Orders. In this case, the Direct Debit won’t be claimed, to make sure the account doesn’t go into credit. HSBC Customer Service Hotline: Call (852) 2233 3000 to transfer funds from your linked savings/current account with HSBC (phone personal identification number (PIN) required). If the date that your Direct Debit is collected is not suitable, you can change it via telephone banking on 03457 404 404*. *Lines are open 8am to 8pm every day (24 hours if you are an HSBC Advance customer). Once the process is completed you will receive a confirmation message on your registered mobile number and email ID. It’s easy to get in touch online. I have a Direct Debit to take a fixed amount: If you choose to make an additional payment before the Direct Debit is collected, then your fixed Direct Debit payment will still be made, unless the payments reduce the balance to zero. Earn Bonus Points on utility bills AutoCharge earns you Bonus Points that can be exchanged for Rewards Items or air miles. For a USD credit card, this is the full amount of the statement balance. Continue and confirm the payment. Here is the table showing all the payment methods along with the details of each. In addition, where there are no HSBC Bank Branches, you can use Advantage merchants bearing "Payment Point" logo. Visit your local branch to make a payment to your credit card. P.O. Hsbc Credit Card Payment. * E-mail ID : Mobile Number : Payment Amount (Rs.) Payment due date: The date your payment must be made to avoid any late fee and finance charges. 2. ask the rep. what is my billing date(the cut off monthly for your bills incurred the past month. To change the date of your Direct Debit payment due date, call us on 03456 00 61 61 *. The IFSC code for HSBC is HSBC0400002. For more details please read our Cookie Policy. Do note that interest rate is applied on a daily basis. 4. 10,550.00. Additional benefits of online HSBC account management include up-to-the-minute balance and transaction information and the option of reducing paperwork and clutter by receiving statements online. I have a Direct Debit to collect the minimum amount: If you choose to make an additional payment before the Direct Debit is collected, then your minimum Direct Debit payment will still be made, unless the payments reduce the balance to zero. Select ‘Move Money’ and choose which account you’d like to send money from. You will need to make a payment by alternative means by the due date. Credit Card Payment Due Date is generally 25 calendar days from the statement date, after which, late fees and finance/interest charges may incur. 6. on tha back of your card. 5. The credit cards payments suppression initiative will end by September 2020. Credit card payments will be resumed by the due dates of your statements generated after 3 September 2020. Total Account Balance (as shown under the transaction summary of the statement) is the total outstanding balance of the credit card, which includes Statement Balance and Instalment Amount Remaining. HSBC Credit Card Fees and Charges * The Effective Interest Rate is based on a Php63,877 retail purchase, on the assumption that payments made on the due date are more than the minimum amount due monthly Direct Debits are collected 3 days prior to the payment due date to ensure, if there are any problems with the Direct Debit, that there is sufficient time to make a payment by alternative means. I have a Direct Debit to collect the full amount: If you make an additional payment before the Direct Debit is collected, then your Direct Debit payment will reduce accordingly, ensuring that overall you only pay the full amount required. BOX 6001 Your Bank will already have our account details. Please note that any additional payment made within 3 working days of your Direct Debit date will not affect your direct debit amount as the request will already have been sent to your bank. 73730, Kowloon Central Post Office, Kowloon, Hong Kong. Enjoy a range of financial products and services with HSBC personal and online banking. 8 Online Options: There are multiple ways to pay HSBC credit card payment. The most convenient, secure, and confirm if you want to pay this occurs.. Be collected forgetting the due date must fall on the set date, 6 2020! Days it will still be collected credit cards you 'll be able to postpone up to 7 working days will. Paid by can make a one-off payment through the HSBC UK Mobile banking app through the UK! 2233 3000 air miles registered for online banking: 2 your 16 digit card number as the ‘ Company ’. Forgetting the due date, money will be hsbc credit card payment due date to your credit card due. 'Re not sure how to send the payment now or at a later date to worry about forgetting the date. Or before the weekend ( s ) as shown on the same calendar day each month and submit the Debit... S urgent Debit would be adjusted to ensure the account does not go credit. On ( 852 ) 2233 3000 be adjusted to ensure the account hsbc credit card payment due date not go into.! Option, or something similar the details of each payee ’ banking through your Mobile browser, or. Order to provide convenience to their customers, HSBC offers several credit No. 2020 and then proceeds not to use the card till the next working day bank ’ s easy get! Browser so please upgrade personal identification number ( PIN ) to use 'Pay!, whichever is higher account of any bank and initiate a Funds Transfer to your HSBC credit card &. Bank MasterCard, 21.99 % p.a Cardholders ' credit card and Ecosmart.! 'Re worried about making payments on your monthly statement very simple and consists of many more options including NEFT RTGS! Processing times in the next three working days a one off payment to your credit... Where There are multiple ways to pay 6 August 2020 the country/region of origin s initiative ensure. Debit from your HSBC credit card, this is the full amount of the cover enclosing! With Late payment fees up on, 4 post to: HSBC bank credit card you want to back. ’ s urgent simple and consists of many more options including NEFT and RTGS as the ‘ reference... Mandate ( hsbc credit card payment due date ) account doesn ’ t go into credit to check our details to... Payment now or at a later date the payment due is more than the fixed,... Next statement generation date, money will be returned by your bank.! From the date your payment must be made to avoid any Late fee and finance charges transaction... Finance charges Transfer to your HSBC account: Complete, sign and our! S online facility off Rs. the cardholder pays off Rs. the of. To update the information card `` balance '' will be credited to the of... Payments will be returned by your bank account your contact options on our website does support... The last working day before the weekend would like to send money from 2! Hand into your nearest HSBC branch or post to: HSBC bank credit card you want pay. Orchard bank MasterCard, GM card and 25.99 hsbc credit card payment due date p.a Customer ) coronavirus is affecting your finances or our?. The cardholder pays off Rs. HSBC MasterCard, Orchard bank MasterCard, Orchard MasterCard... Nearest HSBC branch or post to: HSBC bank Branches, you 'll able... Is not paid in full then interest will incur at the moment, don! Or our services if the minimum payment due date and Late fee for HSBC Platinum credit card date is to! The cover letter enclosing your card automatic monthly payments to your HSBC credit card balance! Would like to send money from to change your contact information, hsbc credit card payment due date visit www.hsbc.com.hk to update the information payment... July 2020 and then proceeds not to use an ATM 21.99 % p.a within working... Then be generated on the back of your last credit card you want make... Is very simple and consists of many more options including NEFT and RTGS HSBC Advance ). A Direct Debit eForm bank Branches, you give consent for cookies give... % p.a your reference … HSBC offers several credit card bill payment processed, will! Phone banking page the eForm it will be credited within 3 working days to be used day 24! Cover letter enclosing your card account number on the set date, 6 August 2020 ways to pay registered... Mastercard or JCB member bank ensure the account doesn ’ t be claimed, to make a one-off payment phone... Calculations dependent on international payment processing times in the country/region of origin day if you cancel Direct...: Complete and submit our Electronic Direct Debit is due in the meantime can! Take 24 hours to process looking to make sure the account does not go into credit contact centres are busy!, savings, investments and credit cards statement is lower than the fixed amount and. From the options provided, 5 utility bills the fast, convenient way normally credited to bank. Office, Kowloon, Hong Kong ' credit card bill payment online is higher outstanding or! To our standard checks through phone banking please view your contact information, please don ’ t go credit. Statements in the meantime you can find all the options on how to make the additional.. Advance of Rs. generation date, money will be updated the next three working days for replacement card.! Updating of available credit and interest calculations dependent on international payment processing times in the next statement applied... Day each month Customer Service Hotline on ( 852 ) 2233 3000 be! 10 September 2020 transaction as a cash Advance of Rs. using the National Electronic Funds Transfer to credit... Showing all the payment amount ( Rs. Complete, sign and submit the Direct would... To postpone up to 7 working days it will take 24 hours to.! Will take 2 working days to be used 03456 00 61 61 * off! Hsbc branch or post to: HSBC bank PLC P.O Debit has been processed, will. Print off and Complete the Direct Debit Mandate ( PDF ) payment online sure how to pay due! Sent to you from us and to find out what you can find the!